Yes! With CarClarity getting a car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you. Learn more about how it works.
Traditionally getting a car loan has been a time consuming and stressful process involving research, credit score checks and multiple applications. CarClarity takes care of the car loan process, compares the market and finds you the best new car loan.
CarClarity helps you find the best car loan for your situation. Get matched to the most suitable lenders for your situation in 60 seconds. Our expert team will help find you the most suitable lender and do the legwork to get you in your next car as fast as possible.
To get started, simply start your car loan application.
Different lenders have varying minimum and maximum loan amounts, ranging from $5,000 up to $250,000. Many factors determine how much you can borrow for a car loan, including your income, living situation and credit score.
While deposits are not mandatory to get a car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.
A balloon payment is a lump sum paid at the end of the loan after your regular repayments have been made. A balloon payment reduces your regular payment amounts in exchange for owing the lender a lump sum at the end of the loan.
Interest rates for a car loan vary depending on many factors, including if the car is for business or personal use, income and credit score. Use CarClarity’s loan calculator to quickly estimate your personalised loan repayments in 60 seconds.
We can help you find a loan for as little as $5,000, and a maximum of $250,000.
Your initial application uses a ‘soft’ credit check and will not affect your credit score. We will assess your application before submitting it to a lender of your choice to make sure we send it to the most suitable lender. Only then will your selected lender complete a ‘hard’ credit check.
The application takes 10-20 min to complete. Get your application submitted to the lender of your choice on the same day for approval.
CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50606 243 243 / ACN 606 243243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.
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